Loan Officer Resume: Templates & Top Tips

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You know how to determine whether someone qualifies for a loan, but if you want to put your skills to use professionally, you need to prove to hiring managers that you qualify for the job!

The first step is to showcase your skills and experience with an effective resume.

In this article, you’ll learn all the resume-building essentials you’ll need to apply for a loan officer position:

• How to write a powerful resume. 
• Writing a resume summary or objective.
• Including relevant information in your experience and education resume sections.
• Adding your loan officer skills.
• Tips, tricks, and advice to help you start your career as a loan officer.

If you already know what you want to say on your resume, then head over to ResumeGiants’ free online resume builder to get started immediately. You’ll find all sorts of professional resume templates to choose from. Just fill in your information, and you’re ready to go.

Now, let’s get started!

First, let’s take a look at what a good loan officer resume example looks like. This will give you some ideas as to the sections and information to include in your own resume:

Resume Example

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William Give
[Loan Officer]
Boston, MA | 555-555-5555 | willy.give@randomemail.com

>> Summary <<
Licensed and detail-oriented loan officer with 6+ years of experience. Highly skilled working in a fast-paced environment, developing financial solutions for customers, managing heavy workloads of 55+ loans totaling $30 million, and regularly exceeding target sales by 30% on average.

>> Experience <<

Loans ‘R’ Us | Boston, MA

Loan Officer

2018 – 2021

• Sold and originated commercial mortgages in a high-development area.
• Maintained relationships with 40+ financial planners, real estate agents, borrowers, and building manufacturers.
• Met with applicants to answer questions about the loan process and obtain key information.
• Studied possible loan markets to identify potential for new loan opportunities.
• Regularly exceeded sales targets by 30% on average.

EasyPay Accounting | Mansfield, MA
Customer Service Representative
2013 – 2018

• Verified availability and scheduled online appointments using customer relationship management software (CRM).
• Spoke with customers to walk them through the steps of financial processes and answer basic questions.
• Learned financial terminology and practices to better aide customers and clients.
• Maintained a 95% satisfaction rating based on customer reviews and surveys.

>> Education <<
Boston College | Boston, MA
Bachelor of Arts in Finance
2009 – 2013

>> Skills <<

• Organization
• Attention to detail
• Written and verbal communication
• Customer service
• Self-motivation
• Underwriting procedures
• Closing procedures
• Microsoft Office
• QuickBooks
• Conventional and government guidelines
• VA guidelines

>> Licenses & Certifications <<

• Licensed loan officer in the state of Massachusetts
• Nationwide Multistate Licensing System & Registry (NMLS) Certification

>> Awards <<
Employee of the Year 2020 | Loans ‘R’ Us

Languages
English (native)
Spanish (fluent)

If you’re more interested in organizing and assembling paperwork, rather than making the tough decisions, check out how to write a loan processor resume.

You’ll still get to help people get the funds they need, but you’ll be able to better show off your excellent organizational skills.

There’s no such thing as a “standard” loan application. They come in all shapes and sizes, relying on you to analyze and determine what would work best. Your resume’s format is the same way.

There’s no “best” loan officer resume format. It all depends on the skills and experience you want to showcase — along with some of your own style preferences. While you’re more than welcome to choose your own format, there are a few time-tested resume guidelines you should follow:

• Use reverse chronological order for your experience and education sections.
• Include space between sections to promote readability and keep the page clean.
• Limit your resume to one page (two if you absolutely can’t help it).
• Use bold headings and titles above each section to make it easy to scan for information.
• Use a professional font like Calibri, Arial, or Cambria.
• Choose a readable font size between 13-15 for headings and 11-12 for body text.
• Save your resume as a PDF to prevent formatting issues and so that it can be easily read if put through ATS software.

Your resume is no place for suspense, so try to put the most information at the top. You want the hiring manager to read the most impressive things about you first, so they’re encouraged to keep reading about all your other loan officer qualifications. 

Your resume summary or objective is the first thing they’re going to read after your name and contact information. It’s the first true taste of what you can bring to the table as a loan officer. In other words, it needs to make an impact.

But first things first, what’s the difference between a resume summary and a resume objective?

• Resume summary – A short explanation of your professional experience.
• Resume objective – A quick description of your overall career goals.

No matter which one you decide to use, your resume summary or objective should include some detail but be short enough to fit into two or three sentences. Think of it like the action-packed movie trailer enticing the viewers to want more.

If you are having problems keeping your summary short, try using ChatGPT or other Gen AI tools to help you write it. You can feed your attempt into the bot, and then ask it to make it shorter (put in a line or word limit). Just make sure you check the text and make it sound human.

Loan Officer Resume Summary Example

A resume summary is simply a quick summarization of your resume. Take all the most impressive professional experience you have, add a few key skills and core competencies relevant to the job you’re applying to, and cram them into about two or three sentences. It’s as simple as that!

To give you some inspiration, here’s what a good loan officer resume summary example looks like:

What makes this resume summary so great? The same thing that makes a loan application great: details! Recruiters and hiring managers love seeing specific details and hard numbers — especially those in the financial industry. Be sure to include plenty of specifics so your resume doesn’t end up in the rejected pile.

This resume summary lacks specific work achievements or metrics and is too generic. It also fails to provide any specific information about the candidate’s skills, experience, or qualifications. Finally, it is too informal and misses the professional tone that is expected in a resume.

Remember, you should review your resume summary frequently and update your resume each time you change position or gain new, important responsibilities.

Loan Officer Resume Objective Example

Don’t let a lack of experience hold you back from trying and with a powerful resume objective. According to the Bureau of Labor Statistics, the job outlook for loan officers reflects the average growth, with an estimated 3 percent growth rate projected from 2022 to 2032.

What is a resume objective? Well, it’s a brief description of your overall career goals with a few of your most impressive skills thrown in. It is commonly used when a candidate lacks direct experience in the field.

Just like the resume summary, it should also be around two to three sentences long — just enough to give hiring managers a taste of what you bring to the table.

Also like a resume summary, you should also be as detailed and specific as you can be without going on and on. And it never hurts to throw in a few numbers and statistics to illustrate your achievements, if you can.

Here’s an example of what a good loan officer resume objective might look like:

This applicant might not have professional loan officer experience, but the skills and background they include are detailed and relevant to the position they want. They didn’t mention their “customer-facing” roles included retail and restaurant work, but if it teaches you to work with customers, it’s relevant!

Looking at a not-so-good example might help you further clarify the do’s and don’ts of resume objectives:

This objective statement is too vague and generic and does not provide any information that sets the candidate apart from other applicants. Additionally, the statement does not address how the candidate can contribute to the company’s goals or add value to the team.

A good resume objective should be clear, specific, and focused on the candidate’s relevant skills and experience, while also demonstrating how they can help the company achieve its objectives.

Your resume’s experience section is a lot like a loan applicant’s credit score: It’s arguably the most important part! Not only does your professional experience show hiring managers that you can hit the ground running in the workplace, but you also have relevant achievements obtained in previous roles.

To write an effective resume experience section, you need to address your most relevant experience, and accomplishments in each role.

Naturally, if you have years of relevant experience you’d love to talk about it, but hiring managers don’t have time to read through five pages of detail. Instead, try to limit your experience section to the most recent roles. Just make sure your resume fits in 1 to 2 pages. This rule also applies if you are submitting a digital resume.

If you want to make your experience section stand out, here are a few time-tested resume-building tips to keep in mind:

• Use plenty of numbers and statistics when you can.
• Customize your work experience to fit the job you’re applying to.
• Keep all information short, concise, and to the point.
• Include keywords from the job description.

Applying for a job is similar to applying for a loan. You have to meet all the qualifications if you’re going to get approved. The job description tells you all the qualifications, so make sure you personalize your experience section to make yourself seem like a suitable candidate.

Lastly, remember to use plenty of specific details and numbers to really stand out from the pack! But never lie on your resume, you’ll regret it when they ask you for specifics in the interview.

Loan Officer Resume Examples: Experience

Now that you know what goes into a great loan officer resume experience section, let’s take a look at some examples. First, here’s what not to do in your experience section:

If you’re bored reading an experience section, imagine what a hiring manager would do after reading a dozen. It does not offer any information that wouldn’t apply to every other applicant in the stack, it simply lists loan officer duties and there isn’t a single specific detail.

Instead, you want your loan officer resume experience section to be filled with information and specifics about your previous work experience:

With details and numbers like that, this application will be approved faster than you can say Certification of Eligibility OLP-30.

Entry-Level Loan Officer Resume Examples: Experience

As an entry-level loan officer, it is important to highlight any relevant work experience or skills that demonstrate your ability to succeed in the role. Avoid making the mistake of simply listing job duties without providing any specific details or accomplishments. For example:

This experience section is too general and does not provide any specific details about the candidate’s teamwork skills with the senior loan officers or communication with clients. What’s more, maintaining files is not really an accomplishment. Finally, it lacks any quantifiable metrics or numbers to back up the candidate’s claims.

By providing specific details and quantifiable metrics, this experience section demonstrates the candidate’s ability to assist senior loan officers, conduct market research, develop relationships with clients and agents, and streamline office operations. 

These skills and accomplishments showcase the candidate’s good communication skills and ability to contribute to the success of a loan department, even as an entry-level loan officer.

Don’t get us wrong, loan officer education is important, but it’s not the most important section on your resume. Typically, hiring managers just want to know three key pieces of information:

• Where you went to school
• Dates of attendance
• Degree(s) earned

As long as you cover those sections, your education section will pass with flying colors. If you want to give your resume education section a little more oomph, you can also add your GPA or any other academic achievements but only if they’re impressive and relevant to the position you’re applying for. These could include any school or college awards you have won.

Loan Officer Resume Education Section

Just to give you an idea of what to aim for, here’s a quick example of what a good education section might look like:

The section includes the name of the college attended, the location, the degree earned, as well as the dates of attendance. This information is presented in a simple and easy-to-read format, making it easy for the hiring manager to quickly review the candidate’s education credentials.

If you are an entry-level loan officer candidate, you can add bullet points with relevant coursework or projects to your resume in this section. This can help compensate for your lack of direct work experience.

This example only lists the location of the candidate’s college, the degree earned, and the year of graduation, but it does not provide the name of the college or university or the dates of attendance.

There’s no doubt you have the skills necessary to be the best loan officer of all time, but employers might not know that. To prove your skills, add a skills section to your resume.

Your resume’s skills section should just be a list of relevant skills that you possess. This makes it easy for hiring managers to scan your resume quickly and get a feel for what you can bring to the job.

Resume skills can be divided into two categories:

• Hard skills – Concrete, measurable skills.
• Soft skills – Universal, harder-to-define skills.

Hard skills are something you can get a certification or degree in, like specific accounting software or loan processing procedures.

Soft skills are more like personality traits, like analytical skills or communication. 

Here are some of the top loan officer skills to include in your resume:

You will need to include your loan product knowledge – understanding of various loan types, such as conventional mortgages, FHA loans, VA loans, and personal loans, including their features, eligibility criteria, and terms.

Is there still more you want to say about yourself? When there’s information you want to include on your resume that doesn’t fit into the standard resume sections, that’s where “other” sections come in.

They can be whatever you want as long as they’re relevant to the position you’re applying for.

Loan Officer Resume Sample Extra Sections

Not sure what other sections to include? Here are a few examples that look good to any hiring manager looking for a professional and reliable loan officer:

Example

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Certifications

• Licensed loan officer in the state of Massachusetts, 2022 
• Nationwide Multistate Licensing System & Registry (NMLS) Certification, 2021

>> Awards <<

Employee of the Year | Loans ‘R’ Us | 2020

>> Languages <<

• English (native)
• Spanish (fluent)

Memberships

There are several membership associations in the United States that loan officers can join to futher their training, enhance their professional network and profile. Some of the most relevant membership associations for loan officers in the US include:

1. Mortgage Bankers Association (MBA): A prominent trade association representing the real estate finance industry. It offers various resources, training programs, and networking opportunities.
2. National Association of Professional Mortgage Women (NAPMW): NAPMW is an organization focused on advancing women in the mortgage banking profession. It offers professional development programs, networking events, and educational resources for loan officers and other mortgage industry professionals.
3. National Association of Minority Mortgage Bankers of America (NAMMBA): NAMMBA is an association dedicated to promoting diversity and inclusion in the mortgage industry. It provides resources, education, and networking opportunities for loan officers from diverse backgrounds.

These associations offer various benefits, including access to industry publications, training programs, conferences, and networking events. It’s important to research each association to determine which one aligns best with your professional goals and interests.

While you’re writing out the different sections of your resume, remember to keep these in mind:

• Personalize your resume to fit the job description.
• Add specific details about your past experience, education, professional certifications, and background.
• Match your skills and experience to the position you’re applying to.
• Use plenty of concrete numbers and statistics.
• Choose a clean and easy-to-read layout.
• Use a professional format and font.
• Save your resume as a PDF.
• Proofread your resume for any easily made common mistakes.

When you complete your resume correctly and show hiring managers that you meet all their requirements, they’ll give you their stamp of approval — just like you’ll be doing for customers very soon!

If you need a little help getting started, check out some of the professional resume templates at ResumeGiants. All our templates follow proven resume-building guidelines. All you have to do is fill in your information, download the completed resume, and you’ll be ready to start applying!